MY MARTHA’S VINEYARD PREFERRED LENDER’S MORTGAGE RATES
I know that many of you have read in the headlines recently that the interest rates for mortgages have gone up yet again!
While 6.29% is the national average for a 30-year fixed-rate, according to Freddie Mac, I encourage you to reach out to your LOCAL LENDERS as their rates may be much lower.
This is the case for my preferred Lender here on MARTHA’S VINEYARD (see below).
YOUR lOCAL LENDER RATES COULD BE LOWER THAN THE NATIONAL AVERAGE
MARTHA’S VINEYARD:
Here are some of the available portfolio options for both primary and second homes for jumbo mortgages over $648,000.
– 30 year fixed 5.25% 0 points (apr 5.346)
– 7/1 arm at 4.5% 0 points (apr 5.322)
– 10/6 arm at 4.75% 0 points (apr 4.904)
– 5/1 arm Interest Only at 5.25 % 0 points (apr 5.781)
– 7/1 arm construction loan at 4.875% 0 points (apr 5.504) – Construction loans up to $2,000,000!

Teaching Point #2
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Teaching Point #3
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Hook Again
So BUYERS please don’t be discouraged, this is still a very good time to buy a home. The market is softening, there is more inventory, fewer frenzied buyers to compete with, and still very competitive rates.
Reach out to me anytime, if you’d like for me to connect you with a trusted Lending partner here on Martha’s Vineyard!